1. Introduction
Welcome to CardFit ("we", "our", or "us"). CardFit is a credit card reward optimisation app designed for Indian consumers. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.
By using CardFit, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
We collect the following types of information:
- Account information: Your name and email address when you sign up
- Wallet data: The credit cards you add to your CardFit wallet (card names and bank names only — no card numbers, CVV, or sensitive financial data)
- Usage data: Merchants and categories you search for, to provide reward recommendations
- Device information: Basic device type and operating system for app compatibility
🔒 Important: CardFit never collects your actual credit card numbers, CVV, expiry dates, PINs, or any banking credentials. We only store the card name and bank name you provide.
3. How We Use Your Information
We use the information we collect to:
- Provide personalised credit card reward recommendations
- Calculate and display your estimated annual savings
- Maintain your card wallet across sessions
- Improve the accuracy of our reward engine
- Send important app updates or account notifications
4. Data Storage & Security
Your data is stored securely using Supabase, a trusted cloud database provider with enterprise-grade security. All data is encrypted in transit using HTTPS/TLS and encrypted at rest.
We retain your data for as long as your account is active. You may request deletion of your account and all associated data at any time by contacting us.
5. Data Sharing
We do not sell, trade, or share your personal information with third parties for marketing purposes. We may share data only in the following limited circumstances:
- Service providers: Infrastructure providers (Supabase, Railway) who help us operate the app, bound by strict confidentiality obligations
- Legal requirements: If required by law or to protect the rights and safety of our users
6. Your Rights
You have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your account and all data
- Withdraw consent at any time by deleting your account
7. Children's Privacy
CardFit is intended for users aged 18 and above. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided us with personal information, please contact us and we will delete it promptly.
8. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by updating the date at the top of this page. Continued use of the app after changes constitutes your acceptance of the updated policy.
9. Contact Us
If you have any questions about this Privacy Policy or how we handle your data, please contact us:
Get in Touch
For privacy-related queries or data deletion requests:
privacy@cardfit.in